Our second mortgage was sold twice, and our new loan servicer has sucked since day one.
I noticed that they’ve been applying our payments only to interest and I’ve now called three times. Each time I’ve been told that it is a simple daily interest loan and that I’ve missed payments.
Bull. Shit.
It USED to be a HELOC - a simple daily interest loan, but I changed it to a standard P & I loan back in 2007. They claim that they have a copy of my promissory note that says it’s a HELOC.
I went to log into their site, but it doesn’t look like it belongs to a bank. ( Seriously. That’s the website on the bill.) I’m terrified to give them my personal information and open an online account.
So now I need to call them a FOURTH time and demand a copy of that promissory note… or hope to Dog that the website is legit so that I can download a copy of the note they’re referencing.
As if that’s not bad enough, TWICE I’ve asked for my amortisation schedule and they’ve sent me a statement of my payments.
The news online isn’t good - this is a company that does nothing but fuck over their customers.
I’m guessing that I will lose about $700 on the loan if I move it without straightening this out. It’s almost worth it to me to get it away from these fuckers…
*sigh*
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In happier news, the response to my story has been awesome. It’s now my most kudo’d, most subscribed, and most bookmarked story on AO3. It’s lagging in hits, but they’re still jumping daily.
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Also, in happier news, ask and ye shall receive.
I put something out into the universe, and the universe is delivering.
Yeah… I’m still a wee bit excited by the response.
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I’m ridiculously proud of the (subtle) improvements in my Ukrainian. I knew it was finally sticking when I forgot to cancel this morning’s class. Amazingly, I had an excuse at the ready as to why the homework wasn’t done. I did end up doing the homework AFTER I realised I could tell her “I didn’t get any homework done because I was sick” in Ukrainian. In practically perfect Ukrainian.
Odd that THAT would serve as motivation to actually do the homework before today’s class. Class was still rough - I have no voice - but it wasn’t terrible.
My pronunciation still sucks balls, but everything else is progressing nicely.
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Cranking along on my third Drarry fic.
Yeah. I don’t know what the fuck is wrong with me either.
So, I’m pretty impressed with the way the Harry Potter fic is doing. There’s a LOT of HP fic out there - it’s still one of the strongest fandoms - and for me to get as much attention as I am is pretty impressive (to me… I know there are other authors who have more kudos, comments, subscriptions on one fucking paragraph than I do combined, but I don’t care).
My whole three comments: Aww, that was so cute
The point where they rested their heads on each other felt so warm, and when Draco walked away it was so sad :( Please update [consistently]!
That was so sad. The longing and need in them both, just too stubborn to see it or admit it.
I’ve only published five out of the fifteen chapters, so there’s still a way to go and hopefully that will help spur interest as it moves forward.
Found this in a horror novel, of all places, but it is the best description I’ve ever seen…
It was a strange feeling to lose your parents. It was the kind of deep, enveloping pain that only came with truly life-altering loss, but at the same time it was accompanied by a degree of emotional liberation. Being without parents was like taking the stabilisers off a bike; both exhilarating and frightening. It was the final challenge on the road to becoming a true adult, beholden to no one but oneself.—Iain Rob Wright (The Picture Frame: A Horror Novel)
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OK. So Harry and Draco won’t let me go.
I decided to stop rewriting the shorter story with Draco’s POV. We see so much of Harry, that I figure Draco’s redemption is better seen through his eyes. So, two full works done. Two full works to edit… And I’m still itching to write MORE Drarry.
What. The. Actual. Fuck.
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I found this and it made me wonder what is wrong with people. The fucking feels! (But again, I’m apparently a sucker for Slytherins and redemption.)
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Something like 6+ FEET of snow outside, and its creating havoc at work because I won’t drive in when a State of Emergency is declared. Today it was business back to normal and I knew I should have turned around and come home, but I trusted that the roads would be OK… I almost got in what could have been a fatal car crash.
I’m fine. Honest. Not a scratch.
The accident never happened.
I’m really surprised that NOBODY got hurt, no damaged cars, nothing…
I’m assuming this is because my boss is tight with Dog and is praying that my ass can make it into work because we’re so far behind and all these snow days aren’t helping.
So - I knocked out a quick (93 page / 15 chapter) Drarry story.
I was rereading it today at lunch, trying to decide how much editing it needs before I’d be OK posting it on AO3 with the non-beta disclaimer when I had a light bulb moment.
I decided to write two more version of the same short story - one from Draco’s POS and one Harry’s - because I’m a glutton for punishment.
Either that, or I really like Drarry.
Both are valid.
No matter what, I haven’t written from the 1st person POV in forever, so that will be a really good exercise before I attempt edit #1 of the massive Drarry novel…
