Sunday, March 15, 2015

So. Beyond. Pissed. Off.

and jkr wonders why so many ship drarry…

Our second mortgage was sold twice, and our new loan servicer has sucked since day one.

I noticed that they’ve been applying our payments only to interest and I’ve now called three times. Each time I’ve been told that it is a simple daily interest loan and that I’ve missed payments.

Bull. Shit.

It USED to be a HELOC - a simple daily interest loan, but I changed it to a standard P & I loan back in 2007. They claim that they have a copy of my promissory note that says it’s a HELOC.

I went to log into their site, but it doesn’t look like it belongs to a bank. ( Seriously. That’s the website on the bill.) I’m terrified to give them my personal information and open an online account.

So now I need to call them a FOURTH time and demand a copy of that promissory note… or hope to Dog that the website is legit so that I can download a copy of the note they’re referencing.

As if that’s not bad enough, TWICE I’ve asked for my amortisation schedule and they’ve sent me a statement of my payments.

The news online isn’t good - this is a company that does nothing but fuck over their customers.

I’m guessing that I will lose about $700 on the loan if I move it without straightening this out. It’s almost worth it to me to get it away from these fuckers…

*sigh*

——

In happier news, the response to my story has been awesome. It’s now my most kudo’d, most subscribed, and most bookmarked story on AO3. It’s lagging in hits, but they’re still jumping daily.

——

Also, in happier news, ask and ye shall receive.

I put something out into the universe, and the universe is delivering.

Maybe something will happen soon…

*fingers crossed*

Posted by Matty on 03/15 at 11:20 AM
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